For many, motorcycling is a passion and a way of life—but it also comes with risks. Traffic accidents are an unfortunate part of road use, and motorcyclists are particularly vulnerable. The Finnish Crash Data Institute (OTI) compiled a report on fatal motorcycle accidents from 2014–2023, as well as claims data from traffic insurance. Link to the report: OTI Summary Report 2014–2023 (PDF).
Fatal Motorcycle Accidents
Over a ten-year period (2014–2023), a total of 192 motorcyclists lost their lives in accidents. Of these, 183 were riders and 9 were passengers. Investigation boards reviewed 189 fatal motorcycle accidents involving 195 motorcycles.
Most Common Accident Types and Causes
The most common type of fatal accident was running off the road. In these cases, the rider typically lost control at high speed due to incorrect handling, such as an improper line or sudden steering input.
Alarmingly, over half of the riders who caused an accident were speeding. Of these, 43% exceeded the speed limit by at least 30 km/h. High speed reduces control, observation ability, and reaction time.
Furthermore, 35% of riders who caused an accident were under the influence of alcohol or drugs, which significantly increases the risk of errors.
Collisions and the Role of Other Vehicles
More than half (51%) of fatal motorcycle accidents were collisions. Of these, 62% were caused by motorcyclists, but other drivers were involved as well: car drivers caused 38 fatal collisions. Typical scenarios involved a car turning into the path of an oncoming or crossing motorcycle.
Nearly half (49%) of the fatal crashes were single-vehicle accidents, with no other road users involved. There were 14 animal-related accidents, most commonly involving moose.
Where and When Do Accidents Occur?
Of the fatal accidents caused by motorcyclists, 70% occurred on highways, and 19% at intersections. Weather was rarely a factor: 97% occurred in clear or partly cloudy conditions, and 76% in daylight.
Use of Safety Equipment
On a positive note, 98% of those who died in motorcycle accidents were wearing a helmet. According to investigators, five lives might have been saved if helmets had been properly fastened or used at all.
Purpose of the Trip and Rider Backgrounds
About 63% of riders involved in fatal accidents were on leisure trips. Most (94%) were riding alone. The age distribution of riders was:
- 29% aged 24 or younger
- 32% aged 25–44
- 38% over 44 years old
A striking 97% of the riders responsible were male. Notably, 56% had prior traffic violations, and 12% did not have a valid license at the time of the crash.
Traffic Insurance Claims
Between 2014 and 2023, traffic insurance compensated an average of 1,530 motorcycle accidents per year. Of these, 80% involved personal injuries, with around 1,250 motorcyclists injured or killed annually. The most common claims resulted from running off the road, tip-overs, and intersection collisions.
Conclusions
The statistics clearly show that motorcycling carries risks—but these risks can be mitigated through responsible riding. Speeding, intoxication, and handling errors are key contributors to fatal accidents. The role of other road users in detecting motorcyclists is also critical.
The work of the Finnish Crash Data Institute (OTI) in improving traffic safety is essential, but each road user has a part to play. By following traffic rules, adapting to conditions, and remaining attentive, we can create a safer traffic environment for everyone.
Ride safe and make it home – every time.
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